Saturday, September 18, 2010

Some insights into a bank account in France

You have a bank account in France, it may be advisable, the following note:

Never meet enough control without provision in the bank. If the check is not redeemed, the question must be located and the Banque de France is imposing a ban called Interdit Bancaire. This means that for five years, is no longer authorized to issue checks.

Do not write open items by date or controls.
When paying by credit card in France, you are with (CB) CardsBleu payment.

The savings account = compte d 'Epargne.

The long-term savings account = compte d 'Epargne Logement.

The savings accounts were tax-exempt =

The current account = Compte courante

An overdraft = découvert

The clearance control = encaissment

ATM = Automatic or Distributor guishet

The balance = solde

The statement releve Compte de =

Any permission to debit your account, ask the provider =Title in de bancaire payment (TIP)

Interest rate = Taux

Account holder = titulaire

Transferring funds to another account = virement

Detailed information about your account and the bank = releve d'identité bancaire (RIB)

Debt = prelevement automatique

If repayment of a mortgage in France, be sure to keep payments
over time. This also applies to all other loans might be, because to get the black list, not to be takenlong.

Mostly this is to open a bank account in France foreigners who want to buy a house. And 'its essential to have an account, because there are so many things to pay if you own a home. Water, gas, electricity, not to mention other payments before you even move in.

For example, you have the French notary who has addressed the issue of exchange of contracts and any questions on this property. We must remember that does not work, payfor the buyer or seller, but works for the state. Never too late to pay him.

Still talk about money, it might be worth the time to seriously understand the French law inheritance. There is a big difference in this number compared to other regions of the world, and before all else, be sure to really study the situation.

Here is a list of some of the largest banks in France: Le Crédit Agricole, Banque Populaire, BNP Paribas, Caisse d 'Epargue, Credit Mutuel, HSBC, Barclays.

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